Working Capital Lines
A working capital line covers the ordinary gap between paying suppliers and collecting from customers, sized against the base flow of receivables rather than a hopeful forecast. We look at deposits, aging, payroll cadence and the seasonality of the trade, then set a ceiling the operator can draw and repay without strain. The line is reviewed at fixed intervals so it can rise with a growing book or ease back in a slow quarter. See the full programme at Working Capital Lines.